About & Methodology
TakeHomePayHQ gives free, instant take-home pay estimates for 2026.
Data sources
Federal income-tax brackets and the standard deduction come from the IRS (Revenue Procedure 2025-32, 2026). FICA rates and the Social Security wage base ($184,500) come from the SSA/IRS. State income-tax rates are compiled from the Tax Foundation and state Departments of Revenue.
Method
Take-home pay = gross − federal income tax − Social Security − Medicare − state income tax − pre-tax 401(k). Federal and state income tax apply the standard deduction; FICA applies to gross wages. State income tax uses single-filer brackets and excludes local/municipal taxes.
Important: Estimates only, not tax advice. Verify with your state's Department of Revenue or a tax professional before relying on these figures.