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2026 Federal Income Tax Brackets
The IRS adjusts tax brackets each year for inflation. Here are the 2026 federal income tax brackets for single filers, plus how they actually apply to your income.
2026 brackets (single filers)
| 10% | $0 – $12,400 |
| 12% | $12,400 – $50,400 |
| 22% | $50,400 – $105,700 |
| 24% | $105,700 – $201,775 |
| 32% | $201,775 – $256,225 |
| 35% | $256,225 – $640,600 |
| 37% | $640,600+ |
The 2026 standard deduction
$16,100 for single filers, $32,200 for married filing jointly, and $24,150 for heads of household. You subtract this from your income before applying the brackets.
How marginal rates work
Being “in the 22% bracket” does not mean all your income is taxed at 22%. Each portion of income is taxed at its bracket’s rate, so your effective rate is always lower than your top marginal rate.
Source: IRS Revenue Procedure 2025-32. Calculate your full tax with our paycheck calculator.
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Disclaimer: These are 2026 estimates for educational purposes, not tax or financial advice. Federal & FICA figures use IRS/SSA 2026 data; state figures use single-filer brackets and exclude local taxes. Your actual taxes depend on deductions, credits, and local taxes.